12.27 Safe to install
Having transformed the landscape of digital payments for millions, Lydia is now innovating the realm of personal banking.
Within seconds, users can:
- Send money to any contact using their phone number, securely and free of charge.
- Request reimbursements from friends or split bills effortlessly.
- Create money pools for collecting funds for various events.
Lydia is redefining the traditional bank account by offering:
- Convenient spending options with Lydia's physical cards and Visa for online transactions.
- No surprises during international travel - all payments and withdrawals are fee-free.
- Contactless payments via Google Pay with no transaction limits.
- Real-time balance tracking and instant notifications for every transaction and transfer.
- Creation of sub-accounts for better financial organization and shared accounts for streamlined expenses within relationships or households.
In addition:
- Enhanced security for online payments through Internet Cards.
- Integration of multiple bank accounts into Lydia for centralized financial management.
- Simple access to personal loans.
Credit determinations and conditions are subject to approval from credit partners based on various factors including income and expenses. Prior to approval, borrowers will receive detailed information on the credit terms such as the Annual Percentage Rate (APR) and repayment conditions. Loans via Lydia have a 90 to 36-month duration with APR rates ranging from 13.90% to 20.79%, adhering to usury rate standards set by the Banque de France.
For reference, here is an example of a loan that can be granted:
- Credit amount: €300.00
- Credit term: 90 days
- APR: 20.33%
- Management fees: €8.79
- Instant reception fees (optional): €0.30
- Upfront fees: €9.09
- Monthly repayment amount: €100.00
- Total cost of credit: €309.09
The Lydia app, developed by a dedicated independent team in Paris, ensures full security compliance with the latest banking and IT standards. Lydia prioritizes user privacy and aligns with the European GDPR regulations.
Overview
Lydia accounts is a Freeware software in the category Business developed by Lydia app.
The latest version of Lydia accounts is 12.27, released on 03/30/2024. It was initially added to our database on 03/30/2024.
Lydia accounts runs on the following operating systems: Android.
Users of Lydia accounts gave it a rating of 4 out of 5 stars.
Latest Reviews
![]() |
IObit Uninstaller
IObit Uninstaller: Your go-to solution for efficient software removal! |
![]() |
Blitz
Engage your brain with Blitz by ! KaaBlitz Crossword! |
![]() |
Video Keeper
Efficiency Meets Simplicity with Video Keeper |
![]() |
digiCamControl
Unlock Your Camera's Full Potential with digiCamControl |
![]() |
Synthesia
Revolutionizing Content Creation with AI-Powered Videos |
![]() |
CorsairLink
Optimize Your PC Performance with Corsair Link |
![]() |
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
![]() |
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
![]() |
Microsoft Edge
A New Standard in Web Browsing |
![]() |
Google Chrome
Fast and Versatile Web Browser |
![]() |
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
![]() |
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |